Who it's for

If taxes aren't taken out for you, Clearway is for you

It's one product, not three. Whether side income is your extra or your everything, the job is the same: sort what's business from what's personal, and always know roughly what you'll owe.

Reader one

You have a paycheck — and something on the side

This is for you if…

  • Your day job withholds taxes, but your Etsy shop, weekend rideshare driving, or freelance design work doesn't — and you're not sure what that means for April.
  • You'd never call yourself a "business owner," and anything that looks like accounting software makes you close the tab.
  • Last year you either got a surprise bill or over-saved "just in case" — and you'd like an actual number instead of a guess either way.

Clearway keeps the side income separate from the paycheck, estimates what it adds to your tax bill on top of your withholding, and tells you how much of each payout to set aside.

  • Etsy seller with a day job
  • Weekend rideshare driver
  • Teacher who tutors
  • Developer with freelance clients

Your side income this year

$7,940

Adds an estimated $1,750 – $2,100 to your tax bill beyond your paycheck withholding

Etsy payouts · 14Set aside ~24% of each payout
Reader two

Gig or freelance work is your main income

This is for you if…

  • Your income arrives as 1099s, app payouts, or client invoices — no employer, no withholding, and quarterly payments are entirely on you.
  • Income swings month to month, so a fixed "save 30%" rule always feels like either too much or not enough.
  • Expenses that may lower your bill — fuel, phone, software, gear — are scattered across the same card as your groceries.

Clearway tracks income as it lands, sorts the expenses that may qualify as business ones, keeps a running estimate through the swings, and flags each quarterly deadline with a suggested amount.

  • Full-time rideshare or delivery driver
  • Freelance writer or designer
  • Independent consultant
  • Wedding photographer

Quarterly payments, 2026

Q1 · Apr 15
Paid
$1,140 paid
Q2 · Jun 15
Paid
$1,275 paid
Q3 · Sep 15
Suggested from your numbers so far
~$1,210 due
Reader three

You run a one-person business

This is for you if…

  • You're the electrician, cleaner, barber, or landscaper — the whole company is you, maybe an LLC, and evenings are for estimates, not bookkeeping.
  • Business and personal share a card more often than you'd admit to an accountant, and untangling them is the part you keep putting off.
  • QuickBooks feels like a part-time job, but a shoebox of receipts in March isn't working either — you want the middle: clean records and one number to watch.

Clearway untangles mixed spending in plain English, attaches receipts right on the transaction, and at filing time hands your preparer one clean package instead of a shoebox.

  • Electrician or plumber
  • House cleaner
  • Barber or stylist
  • Solo consultant LLC

June — business summary

Money in
11 payments from customers
$8,420
Business spending
Supplies, fuel, insurance, phone
−$2,310
Kept, before taxes
Set aside toward taxes: $1,450
$6,110

One product, on purpose

These aren't three editions or three prices — they're three kinds of people using the same Clearway. Your answers during setup (how you earn, roughly how much, which state) tune the estimate to your situation. If your situation changes — the side hustle becomes the main hustle — nothing to migrate. Same account, same data, same number.

Where Clearway isn't the right fit (yet)

Honesty saves everyone time: if you have employees on payroll, carry significant inventory, run multiple business entities, or want software that files your return for you, Clearway isn't built for that today. You'd be happier with full accounting software and a tax pro — and Clearway's preparer export plays nicely with both if your solo side still needs it.

Sound like you?

Three quick questions at signup point Clearway at your situation. First estimate in minutes.

Start free

No card required. Cancel anytime. Estimates only — not tax advice.